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RICK RICKERT
RICK RICKERT

(208) 651-4699

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Small Business Health Insurance Without the Guesswork

As a small business owner or self-employed individual paying out of pocket, you deserve affordable health coverage and health insurance options that are tailored to your business, rather than a one-size-fits-all bundle. These small business benefits can help you find the right plan for your needs.

Balancing Cost Against Coverage

It starts with what matters most to you. If affordable health coverage is your priority, we can explore health insurance options that feature a higher deductible while still offering copays for office visits. If keeping a specific doctor is the main concern, we will focus on a large nationwide PPO like Cigna or UHC. For those who are flexible on doctors, opting for a smaller network can lead to further cost savings, enhancing your small business benefits.

Still Your Broker After You Sign

Other brokers sign you up and move on to the next lead, but I prioritize ongoing service for my clients. I assist with health insurance options, ensuring you have access to affordable health coverage, and support new hires as they enroll. I also coordinate directly with the carrier to address any questions your team may have about small business benefits.

Dental, Vision & Life for Your Team

Benefits are how small businesses compete against larger payrolls for talent. I shop for affordable health coverage, including dental, vision, and life insurance, alongside your health plan to ensure the benefits package looks generous without breaking the bank. This way, you have attractive health insurance options that enhance your small business benefits.

Two Questions I Get a Lot

Which carriers do you work with for affordable health coverage? We partner with multiple nationwide PPO networks, including UHC, Cigna, Anthem/BCBS, and Aetna, providing a variety of health insurance options. 


What happens after I enroll — do you disappear? Absolutely not. When issues arise, feel free to call me directly. I offer follow-up support at no cost to you, ensuring you fully understand your small business benefits.

Book a Free Consultation

Small Business Health Insurance Without the Guesswork

The Health Insurance Fit Finder is a free guide featuring five questions to help you explore your health insurance options. In about five minutes, you’ll discover if you’re in good shape, quietly overpaying for affordable health coverage, or starting from scratch on small business benefits.

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