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RICK RICKERT
RICK RICKERT

208.651.4699

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Small Business Health Insurance Without the Guesswork

If you're a small business owner or self-employed and paying out of pocket, you deserve options built around your business, not a generic bundle. 

Balancing Cost Against Coverage

It starts with what matters most to you. If affordability is the priority, we look at a plan with a higher deductible that still includes copays for office visits. If keeping a specific doctor is the top priority, we focus on a large nationwide PPO like Cigna or UHC. If you're flexible on doctors, a smaller network brings the cost down further. 

Still Your Broker After You Sign

 Other brokers sign you up and move to the next lead. I continue to service my clients for as long as we work together, including helping new hires enroll and coordinating directly with the carrier when your team has questions. 

Dental, Vision & Life for Your Team

Benefits are how small businesses compete for people against bigger payrolls. I shop dental, vision, and life alongside your health plan so the package looks generous without pricing you out. 

Two Questions I Get a Lot

Which carriers do you work with?

Multiple nationwide PPO networks, including UHC, Cigna, Anthem/BCBS, and Aetna.


What happens after I enroll — do you disappear?

No. When something comes up, call me directly. I provide follow-up support at no cost to you.

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Not Ready to Talk? Start Here.

The Health Insurance Fit Finder is a free five-question guide. In about five minutes, you'll know whether you're in good shape, quietly overpaying, or starting from scratch.

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